Terms and Conditions

Effective Date: October 5, 2026
Last Updated: October 5, 2026

These Terms and Conditions (“Terms”) govern your access to and use of mississippifirehousebuyer.com (the “Website”) and services offered through the Website by Mississippi Fire House Buyer (“Mississippi Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

Fire-damaged property;
Smoke-damaged property;
Water-damaged property;
Structurally damaged property;
Distressed property;
Vacant property;
Inherited property;
Probate or estate property;
Property facing foreclosure;
Property subject to liens;
Property requiring substantial repairs; and
Other residential or investment property.

Depending on a particular transaction, we may:

Evaluate a property ourselves;
Purchase or seek to purchase it;
Facilitate a potential cash offer;
Connect the seller with a local cash buyer;
Refer or route the opportunity to another investor;
Work with licensed real estate professionals where legally required;
Enter into a purchase agreement;
Acquire contractual or equitable rights;
Assign contractual rights where legally and contractually permitted; or
Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Mississippi Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace.

Depending on the transaction, we may act as:

A prospective principal purchaser;
A real estate investor;
A property-acquisition business;
A marketing or lead-generation service;
A service connecting property owners with prospective purchasers;
A contract purchaser;
A holder of contractual or equitable rights;
An affiliate or partner of another purchaser; or
A combination of these roles.

Our precise role depends on the facts and governing written agreements.

Unless separately and lawfully established, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Tax adviser;
Financial adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Appraiser;
Fiduciary;
Housing counselor;
Mortgage broker;
Mortgage lender;
Debt-management provider;
Loan-modification provider; or
Foreclosure-rescue consultant.

3. Lead Generation and Local Buyer Matching

The Website expressly connects some property owners with independent local cash buyers.

After reviewing your information, we may introduce or route the property opportunity to one or more prospective purchasers.

Independent prospective purchasers may:

Research the property;
Contact you;
Evaluate property condition;
Estimate repairs;
Determine their own offer;
Conduct due diligence;
Negotiate transaction terms; and
Enter into a transaction directly with you.

Independent purchasers are responsible for their own:

Statements;
Representations;
Offers;
Valuations;
Contracts;
Financing;
Licensing obligations;
Privacy practices;
Performance; and
Compliance with applicable law.

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell your property.

A Website form submission is an inquiry and is not a real estate purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

5. No Obligation to Purchase

Submitting property information does not require Mississippi Fire House Buyer or any:

Cash buyer;
Investor;
Contract purchaser;
Affiliate;
Acquisition partner;
Broker; or
Other prospective purchaser

to:

Evaluate the property;
Make an offer;
Maintain a previously discussed offer;
Continue negotiations;
Purchase the property; or
Complete a transaction.

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

You are at least 18 years old;
You possess legal capacity to enter contracts;
Information you provide is materially accurate to the best of your knowledge;
You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
Your use of the Website complies with applicable law.

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Property Information and Research

We may request or obtain information concerning:

Property address;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical and plumbing condition;
Roof or foundation condition;
Heating and cooling systems;
Occupancy;
Repairs;
Permits;
Insurance claims;
Desired sale timeline;
Ownership;
Mortgages;
Deeds of trust;
Liens;
Property taxes;
Probate;
Foreclosure;
Inheritance; and
Other matters relevant to evaluating a potential transaction.

You authorize us and prospective purchasers evaluating the opportunity to research the property through lawful public and commercial sources.

8. Preliminary Offers

Any preliminary:

Cash offer;
Estimated offer;
Property valuation;
Price range;
Repair estimate; or
Similar indication of transaction value

is non-binding unless incorporated into a legally enforceable written agreement.

A preliminary offer may change following due diligence.

9. Illustrative Offer Formula

The Website may describe an offer methodology substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

That methodology is illustrative.

Actual assumptions may vary concerning:

Property value;
Repair expenses;
Holding expenses;
Property taxes;
Insurance;
Utilities;
Closing expenses;
Resale expenses;
Brokerage expenses;
Market conditions;
Risk; and
Investment return.

No particular offer amount is guaranteed.

10. Binding Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

Verification of ownership;
Authority to sell;
Title review;
Property access;
Due diligence;
Mortgages;
Deeds of trust;
Liens;
Property taxes;
Seller disclosures where applicable;
Probate or estate matters;
Foreclosure status;
Buyer funding;
Closing requirements; and
Other contractual or legal conditions.

11. Mississippi Property Condition Disclosure Law

Mississippi maintains a statutory Property Condition Disclosure Statement (“PCDS”) framework under Mississippi Code Sections 89-1-501 through 89-1-523.

However, unlike seller-disclosure laws in some states, Mississippi’s statutory PCDS framework does not automatically apply to every private sale of residential property.

12. Important Limitation: Licensed Broker or Salesperson Involvement

Mississippi’s statutory disclosure framework applies to qualifying transfers of residential real property containing one to four dwelling units when the transfer is executed by, or with the aid of, a duly licensed real estate broker or salesperson.

Accordingly, a direct principal-to-principal cash transaction with no licensed broker or salesperson involved may not fall within Sections 89-1-501 through 89-1-523 merely because the property contains one to four dwelling units.

This limitation is important for this Website’s direct cash-buyer model.

Other:

Fraud rules;
Misrepresentation law;
Contractual duties;
Federal disclosure requirements;
Title obligations; and
Specific legal requirements

may still apply even when the statutory PCDS chapter does not.

13. Transactions Covered by the PCDS Framework

Where the statutory framework applies, covered transfers can include:

Sales;
Exchanges;
Installment land sale contracts;
Leases with options to purchase;
Other options to purchase; and
Ground leases coupled with improvements.

The property generally must contain between one and four dwelling units and the transaction must satisfy the licensed-professional involvement requirement.

14. Mississippi’s Official Property Condition Disclosure Statement

Where applicable, the disclosure must be made using the structure and composition established by the Mississippi Real Estate Commission.

The current Commission PCDS addresses numerous property matters including:

Roof condition;
Utilities;
Water and wastewater systems;
Structural items;
Soil and foundation conditions;
Building permits;
Fire and other disaster damage;
Interior and exterior components;
Electrical systems;
Plumbing;
Heating and cooling;
Environmental matters;
Liens and special assessments; and
Other property information.

15. Fire Damage Is Expressly Asked About

Mississippi’s current official PCDS expressly asks the seller whether the seller is aware that any portion of the residence structure has ever been damaged by fire.

The form also asks separately about:

Windstorm damage;
Hail;
Tornadoes;
Hurricanes;
Other disasters;
Structural modifications;
Building permits;
Walls;
Foundations;
Fireplaces;
Chimneys; and
Other physical systems.

Where the PCDS applies and the seller knows about fire-related structural damage, the seller should answer the applicable questions truthfully and provide the explanation requested by the form.

16. Correction of the Website’s Current Legal Citation

The Website currently states that Mississippi fire-damage disclosure requirements arise under “Mississippi Revised Code §5302.30.”

These Terms do not rely on that citation.

The Mississippi residential disclosure framework relevant here is principally contained in Mississippi Code Sections 89-1-501 through 89-1-523, together with the Property Condition Disclosure Statement established by the Mississippi Real Estate Commission.

17. No Universal Requirement to Disclose Every Fire Detail

The Website currently states that Mississippi sellers must document matters including:

Complete fire history regardless of repair status;
Exact dates and locations of every fire;
Detailed structural and cosmetic damage;
Professional restoration documentation;
Current property assessments;
Fire-department reports;
Structural engineering assessments;
Repair records;
Building permits;
Inspection certificates;
Contractor-verification forms;
Environmental testing; and
Other records.

These Terms do not adopt those statements as universal Mississippi legal requirements.

Where the PCDS applies, the seller must comply with that form and applicable law.

Particular documents may also be:

Required by contract;
Requested during due diligence;
Helpful in explaining a PCDS answer;
Required by an insurer;
Required by a local authority; or
Required under another law.

But Mississippi law does not impose one universal rule that every fire-damaged seller must automatically deliver every historical fire, insurance, engineering, contractor, environmental, permit, and inspection document.

18. Correction of the Website’s Three-Year Retention Claim

The Website also states that every required fire document must be certified and retained for three years after sale under “Mississippi Administrative Code 1301:5-6-10.”

These Terms do not adopt that statement as a generally applicable statutory requirement for every residential seller.

Record-retention obligations depend on the:

Person maintaining the records;
Nature of the records;
Insurance relationship;
Licensing status;
Contract;
Tax requirements; and
Other applicable law.

19. Correction of Unsupported Case and Statistics Claims

The Website currently contains highly specific claims concerning:

A supposed case titled “Thompson v. Miller (2021)” involving $47,000 in damages;
Percentages of fire-damage lawsuits allegedly caused by inadequate documentation;
Property-value percentages;
Insurance-settlement improvements;
Sale-speed improvements;
Repair returns on investment; and
Other purported studies and market statistics.

These Website Terms do not adopt those figures as legal rules or guaranteed outcomes.

The business should remove or independently substantiate such claims before using them in advertising.

20. Timing of the PCDS

Where Mississippi’s statutory PCDS framework applies:

Ordinary Sale

The transferor generally must deliver the PCDS as soon as practicable before transfer of title.

Real Property Sales Contract, Lease-Option, or Similar Transaction

Where the transfer is through a real property sales contract, lease with an option to purchase, or qualifying ground lease, the disclosure generally must be delivered as soon as practicable before execution of the contract.

For this purpose, execution includes making or accepting the offer.

21. Three-Day and Five-Day Termination Rights for Late Disclosure

Where the statutory PCDS framework applies and a required disclosure or material amendment is delivered only after execution of an offer to purchase, the transferee generally has:

Three days after in-person delivery; or
Five days after delivery by mail

to terminate the offer by delivering written notice.

Nothing in these Terms reduces that statutory right.

22. Incomplete or Missing PCDS

Mississippi law was materially amended in 2023 and 2024 regarding consequences of an incomplete or missing PCDS.

Where the statutory framework applies and a seller fails to deliver the form or leaves part incomplete:

The prospective transferee is treated as being on notice to inquire of the seller concerning the omitted information; and
Licensed real estate brokers and salespersons are given specified protections from disclosure-related duties, discipline, and liability under this statutory chapter.

The absence of the form does not authorize fraud or intentional misrepresentation.

23. Good-Faith Disclosure

Where the Mississippi PCDS statutes apply, disclosures must be made in good faith, meaning honesty in fact in the conduct of the transaction.

Information required by the form should not be knowingly falsified or manipulated to evade disclosure duties.

24. Unknown Information and Reasonable Approximations

Where the PCDS applies and required information is unknown or unavailable, Mississippi law permits a reasonable approximation in specified circumstances when:

The seller made a reasonable effort to determine the information;
The approximation is clearly identified;
It is reasonable;
It is based on the best available information; and
It is not used to circumvent disclosure requirements.

25. Professional Reports

Under Mississippi’s statutory disclosure framework, information from specified qualified third parties may satisfy applicable disclosure requirements concerning the matters addressed by the professional.

Depending on the issue, that can include reports or opinions from:

Licensed engineers;
Land surveyors;
Geologists;
Structural pest-control professionals;
Contractors; and
Other qualified experts.

Use of a professional report does not mean every fire-damaged property requires every conceivable report.

26. Disclosure Requirements Are Not Exhaustive

Where Mississippi’s PCDS statutes apply, the disclosure items in Sections 89-1-501 through 89-1-523 do not eliminate disclosure obligations arising under other law to prevent:

Fraud;
Misrepresentation; or
Deceit.

Accordingly, compliance with the PCDS should not be interpreted as permission to knowingly misrepresent other material matters.

27. Statutory PCDS Exemptions

Mississippi’s statutory PCDS framework contains exemptions for specified transfers.

Depending on the circumstances, exemptions can include certain:

Court-ordered transfers;
Probate transfers;
Foreclosure sales;
Bankruptcy transfers;
Deeds in lieu of foreclosure;
Fiduciary transfers;
Co-owner transfers;
Family transfers;
Divorce-related transfers;
Government transfers; and
Transfers of property on which no dwelling is located.

An exemption should not be assumed without reviewing the actual transaction.

28. As-Is Transactions

The Website advertises purchases in the property’s current or “as-is” condition.

An as-is sale may mean the buyer does not require the seller to perform repairs.

However, an as-is provision does not automatically eliminate:

Mississippi’s PCDS requirements where those requirements apply;
Fraud or misrepresentation liability;
Contractual representations;
Federal disclosure duties;
Title obligations;
Building-code requirements; or
Other non-waivable legal duties.

The signed transaction documents and applicable law determine the effect of any as-is term.

29. Inspections and Due Diligence

The Website may advertise:

No formal inspection;
No repairs;
No appraisal contingency;
No financing contingency; or
Similar streamlined terms.

Those descriptions reflect possible transaction structures.

They do not:

Eliminate legally required disclosures;
Prevent due diligence permitted under the purchase agreement;
Authorize fraud or concealment; or
Override signed transaction documents.

A buyer may choose to:

Inspect the property;
Obtain contractor estimates;
Obtain engineering evaluations;
Review fire reports;
Review insurance information;
Review permits;
Examine title;
Conduct environmental testing; or
Perform other due diligence.

30. Fast Closing and Similar Advertising Statements

The Website may advertise:

Cash offers within approximately 24 hours;
Fast closing;
Closing on the seller’s timeline;
No repairs;
As-is purchases;
No real estate-agent commissions;
No seller fees;
Buyer-paid closing costs;
No formal inspection;
No appraisal contingency; or
No financing contingency.

These statements describe potential transaction structures.

They do not guarantee identical terms or timing for every property.

Actual timing may depend on:

Property condition;
Ownership;
Title;
Mortgages;
Deeds of trust;
Liens;
Taxes;
Seller-disclosure requirements;
Buyer availability;
Property access;
Due diligence;
Probate or estate matters;
Foreclosure status;
Closing requirements; and
Other circumstances.

31. Closing Costs, Fees, and Commissions

Where a prospective purchaser agrees to:

Pay specified closing costs;
Purchase without a listing broker;
Charge no seller commission;
Charge no particular seller fee; or
Pay specified title or transaction expenses,

the actual obligations of the parties are determined by the signed transaction documents and final settlement statement.

Website advertising does not override signed transaction documents.

32. Mississippi Real Estate Licensing

Mississippi broadly regulates real estate brokerage.

The statutory broker definition includes persons who, for a fee, commission, or other valuable consideration—or with the expectation of receiving such consideration—engage in activities including:

Listing real estate;
Selling;
Purchasing;
Exchanging;
Renting;
Leasing;
Managing;
Auctioning real estate;
Dealing in options;
Negotiating or attempting to negotiate regulated transactions;
Advertising or holding themselves out as engaged in regulated activities; and
Directing or assisting in procuring a purchaser or prospect intended to result in a real estate transaction.

Even a single compensated act can trigger brokerage requirements under the statute.

Nothing on the Website authorizes unlicensed brokerage.

33. Bona Fide Owner Exemption

Mississippi’s real estate licensing law contains an exemption for a person or entity acting as a bona fide owner with respect to property actually owned by that person or entity.

Regular salaried employees of such an owner may also fall within the statutory exemption when acting in the regular course of business.

The applicability of this exemption depends on the actual facts.

34. Contract Assignments and Wholesaling

As of the effective date of these Terms, Mississippi does not maintain a separate comprehensive residential-wholesaler registration statute comparable to specialized wholesaling statutes enacted in some other states.

That does not mean every contract-assignment, option, lead-referral, or wholesaling arrangement is automatically outside Mississippi’s real estate licensing law.

Mississippi defines “real estate” broadly to include every interest or estate in land, including incorporeal and non-freehold interests.

Relevant issues can therefore include:

Whether a person is a bona fide principal or is acting for another;
Whether the person owns the underlying property;
Whether the person holds only contractual or equitable rights;
Whether the purchase agreement permits assignment;
Whether an option is being marketed;
Whether another person’s property is being marketed;
Whether the person procures purchasers or prospects for compensation;
Whether negotiations occur on behalf of another; and
Whether the person is holding itself out as a broker.

35. Contractual or Equitable Interest Is Not Legal Title

Holding a purchase agreement, assignment right, option, or equitable interest is different from owning legal title.

A person holding only contractual or equitable rights should not falsely represent that:

The person owns legal title;
The person is the deed owner;
Title has already transferred;
The person is listing property it does not own; or
The person possesses rights greater than the contract provides.

36. Paid Lead Referrals Require Careful Structuring

Mississippi’s broker definition expressly includes directing or assisting in procuring a purchaser or prospect calculated or intended to result in a real estate transaction where compensation expectations bring the activity within the statute.

Mississippi also prohibits paying a fee, commission, or other valuable consideration for regulated brokerage activities to a person who cannot establish the legally required licensure or cooperative agreement.

Accordingly, paid seller-lead and buyer-matching arrangements should be reviewed carefully.

37. Licensed Brokerage Relationships

If a Mississippi licensed real estate company participates in a regulated transaction, separate requirements can apply concerning:

Brokerage agreements;
Agency or nonagency relationships;
Advertising;
Supervision;
Compensation;
Handling of offers;
Trust funds; and
Professional conduct.

Effective July 1, 2026, Mississippi law also provides consumers with additional affirmative brokerage-service elections through written brokerage agreements.

Applicable brokerage documents control over generic Website descriptions.

38. Foreclosure and Financial Distress

The Website markets to homeowners who may be:

Behind on mortgage payments;
Facing default;
Facing foreclosure;
Experiencing financial distress; or
Seeking a rapid sale.

We are not your:

Mortgage lender;
Mortgage servicer;
Attorney;
Financial adviser;
Credit counselor;
Housing counselor;
Mortgage broker;
Debt-management service provider;
Loan-modification provider; or
Foreclosure-rescue consultant

unless a separate legally compliant relationship expressly establishes otherwise.

Selling a property may be one possible response to financial distress, but it is not necessarily the only available option.

39. No Enacted Mississippi Foreclosure Rescue Business Act

Mississippi has considered proposed legislation specifically regulating foreclosure-rescue consultants and equity purchasers in prior legislative sessions.

Those proposals should not be represented as current enacted Mississippi law.

Accordingly, these Terms do not impose invented statutory cancellation periods or foreclosure-purchaser requirements based on proposals that did not become law.

40. Mississippi Debt Management Services Act

Mississippi does maintain a current Debt Management Services Act.

In 2026, Mississippi removed the scheduled repeal of that Act, leaving the statutory framework in force.

The Act can apply when a person, for compensation, provides or offers services such as:

Receiving consumer money for distribution to creditors;
Arranging payment distributions;
Exercising control over consumer funds for creditor payments;
Acting as an intermediary between a consumer and creditors to adjust, compromise, negotiate, settle, defer, reduce, or alter payment obligations; or
Offering specified credit-improvement services.

A person providing covered debt-management services to Mississippi consumers generally must satisfy applicable licensing requirements unless an exemption applies.

41. Debt Management Is Different From Purchasing Property

A straightforward arm’s-length purchase of property does not automatically constitute debt-management services merely because the seller is behind on mortgage payments.

However, materially different requirements can arise if a business begins to:

Negotiate mortgage obligations for the homeowner;
Negotiate debt settlements;
Take control of consumer payments;
Distribute payments to creditors;
Charge a fee for adjusting debts;
Promise to alter mortgage terms; or
Provide other regulated debt-management services.

Unless separately licensed or legally exempt, Mississippi Fire House Buyer does not provide such services.

42. Restrictions on Covered Debt-Management Providers

Where Mississippi’s Debt Management Services Act applies, a covered debt-management provider is subject to restrictions concerning matters including:

Licensing;
Fees;
Contracts;
Advertising;
False or misleading statements;
Handling of consumer funds; and
Other consumer protections.

Covered debt-management providers are also prohibited from engaging in specified activities, including obtaining certain mortgage or security interests in a consumer’s property as part of the regulated debt-management relationship.

43. Federal Mortgage-Assistance Rules

Where a separate activity constitutes mortgage-assistance-relief services under federal law, applicable federal requirements control.

Those rules can regulate:

Advance fees;
Advertising representations;
Required notices;
Communications with lenders or servicers; and
Consumer acceptance procedures.

44. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

We act for your mortgage lender;
We act for your mortgage servicer;
We act for the State of Mississippi or federal government;
We guarantee foreclosure will stop;
We guarantee a loan modification;
We will negotiate your mortgage for you;
We will reduce your debt;
You should stop communicating with your lender;
You should stop making legally required payments; or
Selling your property through us is your only available option.

45. Probate, Estate, and Inherited Property

Submitting inherited, probate, or estate property does not establish that the submitting person has authority to sell.

A transaction may require:

Executor or administrator authority;
Personal-representative authority;
Trustee authority;
Court documentation;
Participation of heirs or devisees;
Appropriate deeds;
Affidavits; or
Other evidence of authority.

Certain fiduciary or probate transfers may qualify for exemptions from Mississippi’s statutory PCDS framework.

46. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an active or completed insurance claim.

We do not act as your:

Insurance company;
Insurance producer;
Public adjuster;
Insurance attorney; or
Insurance adviser

unless separately established through a legally compliant arrangement.

You are responsible for understanding:

Insurance coverage;
Claim requirements;
Proof-of-loss requirements;
Claim deadlines;
Insurance proceeds;
Repair obligations;
Mortgage-holder rights;
Assignment restrictions;
Recoverable depreciation;
Policy conditions; and
Tax consequences.

If property is sold while an insurance claim remains pending, the purchase agreement should address the parties’ respective rights concerning the claim and proceeds.

47. Insurance Documentation Is Not Automatically a Statutory Seller Package

Fire-department reports, insurance records, photographs, contractor invoices, inspection reports, engineering reports, permit records, and repair documentation may be valuable in evaluating a fire-damaged property.

They are not automatically a universal statutory package that every Mississippi seller must provide to every purchaser.

48. Permits, Building Codes, and Unsafe Structures

Fire-damaged property may be subject to:

Building-code violations;
Unsafe-building determinations;
Condemnation;
Building permits;
Electrical permits;
Repair requirements;
Demolition requirements;
Fire-code requirements;
Utility restrictions;
Flood requirements;
Environmental requirements; or
Other local governmental requirements.

Applicable requirements vary among Mississippi municipalities and counties.

An as-is sale does not waive governmental requirements.

49. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond concerning:

Your property;
Property research;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Where legally required, additional consent will be obtained before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

50. Mississippi Telemarketing Requirements

Mississippi regulates certain unsolicited sales calls and texts.

Where applicable, a telephonic solicitor may be required to:

Register with the Mississippi Attorney General;
Maintain the required surety bond;
Obtain and use the applicable National Do Not Call Registry data;
Maintain records of outgoing numbers;
Provide sales scripts and marketing materials during registration;
Comply with caller-identification and anti-spoofing rules; and
Follow applicable state and federal calling restrictions.

A homeowner’s request for a cash offer permits reasonable responsive communications but does not override legally applicable telemarketing restrictions.

51. Recording of Communications

Mississippi generally permits recording of a wire, oral, or other communication where:

The recorder is a party to the communication; or
One party has given prior consent,

unless the interception is undertaken for a criminal, tortious, or other injurious purpose prohibited by law.

We or service providers acting on our behalf may record communications for legitimate purposes including:

Quality assurance;
Training;
Documentation;
Compliance;
Fraud prevention; and
Security.

Because callers may be physically located in jurisdictions with stricter recording-consent requirements, additional notice or consent may be required.

Where another applicable law imposes a stricter requirement, we will comply with that rule.

52. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

Your inquiry;
Your property;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing communications are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

53. Email Communications

By providing an email address, you authorize us to communicate regarding:

Your property;
Potential offers;
Prospective purchasers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Applicable promotional emails will provide an unsubscribe mechanism.

54. Electronic Communications

Where permitted by law, you consent to receive Website and transaction communications electronically.

These may include:

Email;
Text messages;
Electronic documents; and
Website notices.

55. Privacy

Our collection, use, disclosure, sharing, sale, retention, and other processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

56. Independent Decision-Making

Selling real estate can have significant:

Legal;
Financial;
Tax;
Insurance; and
Personal consequences.

You may wish to obtain independent advice from:

A Mississippi attorney;
A licensed Mississippi real estate professional;
A tax professional;
An accountant;
An insurance professional;
A contractor;
An engineer;
An appraiser;
A HUD-approved housing counselor; or
Another qualified professional.

57. No Professional Advice

Website content does not constitute individualized:

Legal advice;
Tax advice;
Accounting advice;
Financial advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice;
Mortgage advice;
Foreclosure advice; or
Other professional advice.

58. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create:

A real estate brokerage relationship;
Seller representation;
Buyer representation;
Agency;
A fiduciary relationship;
A partnership;
A joint venture; or
Employment.

Where a licensed Mississippi real estate professional participates in a regulated capacity, applicable brokerage agreements and statutory duties control.

59. Acceptable Use

You may not:

Use the Website unlawfully;
Submit fraudulent property leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authority;
Attempt unauthorized access to Website systems;
Introduce malware or harmful code;
Circumvent security;
Abuse Website forms;
Interfere with Website operations; or
Violate another person’s rights.

60. Intellectual Property

Unless otherwise stated, the Website and its original:

Text;
Branding;
Graphics;
Photographs;
Videos;
Designs;
Layout; and
Software

are owned by or licensed to Mississippi Fire House Buyer.

You may not commercially reproduce or exploit protected Website materials without appropriate authorization.

61. Third-Party Websites and Services

We may link to or integrate with third-party websites or services.

We do not control and are not responsible for third-party:

Content;
Privacy practices;
Security;
Products;
Services;
Representations; or
Conduct.

62. Website Availability

We may modify, restrict, suspend, or discontinue portions of the Website.

Continuous, uninterrupted, secure, or error-free access is not guaranteed.

63. No Guarantee of Transaction

We do not guarantee:

An offer;
Fair-market-value pricing;
Any particular purchase price;
Any specific closing date;
Assignment of a contract;
Availability of an independent purchaser;
Completion of a transaction; or
Any particular financial result.

64. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

Nothing in these Terms excludes rights or protections that applicable law does not permit to be excluded.

65. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MISSISSIPPI FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed purchase, assignment, brokerage, debt-management, mortgage-related, or other transaction agreement unless that agreement expressly provides otherwise.

66. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

Offers;
Representations;
Valuations;
Contracts;
Financing;
Privacy practices;
Performance; or
Conduct

of an unaffiliated third-party prospective purchaser.

Nothing in this section excludes liability that applicable law does not permit us to exclude.

67. Indemnification

To the extent permitted by applicable law, you agree to indemnify Mississippi Fire House Buyer and its affiliates from claims arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Information knowingly submitted without authority; or
Your violation of another person’s rights.

68. Governing Law

These Terms are governed by the laws of the State of Mississippi, except where applicable law requires otherwise.

69. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, and transaction-specific requirements, legal proceedings arising solely from Website use or these Terms may be brought in a court of competent jurisdiction in the State of Mississippi.

These Website Terms do not impose mandatory arbitration.

A separately executed purchase agreement, assignment agreement, brokerage agreement, mortgage-related agreement, debt-management agreement, or other transaction-specific agreement may contain different enforceable dispute provisions.

70. Non-Waivable Mississippi Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

Mississippi Consumer Protection Act;
Mississippi real property disclosure law where applicable;
Mississippi Real Estate Brokers License Law;
Mississippi Debt Management Services Act;
Mississippi Telephone Solicitation Act;
Mississippi communications-interception law;
Mississippi security-breach law;
Federal mortgage-assistance rules;
Federal disclosure law; or
Other applicable law.

71. Transaction Agreements Control

These Website Terms do not replace:

Purchase agreements;
Assignment agreements;
Brokerage agreements;
Property Condition Disclosure Statements;
Title documents;
Closing documents;
Insurance-related agreements;
Mortgage-related agreements;
Debt-management agreements; or
Other transaction-specific documents.

A separately executed transaction agreement governs that transaction to the extent enforceable under applicable law.

72. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.

73. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

74. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

75. Assignment

You may not assign these Website Terms without our prior written consent.

We may assign these Website Terms in connection with:

A merger;
Acquisition;
Reorganization;
Financing;
Affiliate restructuring; or
Sale of assets,

subject to applicable law.

This Website provision does not determine whether a particular real estate purchase agreement may be assigned.

Assignment of a real estate purchase agreement is governed by:

The agreement itself;
Mississippi contract law;
Mississippi real estate licensing law; and
Other applicable requirements.

76. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing Website use.

They do not supersede separately executed real estate transaction documents.

77. Contact Us

Questions concerning these Terms may be directed to:

Mississippi Fire House Buyer
Mississippi
United States

Website: mississippifirehousebuyer.com

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